PRIVACY POLICY

Welcome to the PKF FINANCE LIMITED's PKF Loan. We take your privacy very seriously and are committed to safeguarding your personal information. This Privacy Policy explains how we collect, use, store, and share your personal information, and the measures we've adopted to protect your data.

Throughout this document, PKF FINANCE LIMITED and PKF Loan will be referred to as "we".

Welcome to our loan application. We take your privacy very seriously and are committed to protecting your personal information. This Privacy Policy explains to you how we collect, use, store and share your personal information and the steps we have taken to protect your information.

1. Information collection
When you use our loan application, we may collect the following types of personal information:
Basic information: such as your name, contact information, date of birth, etc.;
Financial information: such as your income, debts, etc.;
Occupation information: such as your occupation, employer name, etc.;
Credit information: such as your credit score, credit report, etc.;
Other information: such as your communication records with us, customer feedback, etc.
We collect your personal information in the following ways:
Information you provide directly to us;
Through information collected automatically when you use our loan application;
Information obtained from third parties we work with to verify your identity and financial status.
In order to prevent financial fraud, when applying for a loan, we will obtain the necessary information from you to ensure whether you are eligible for the loan. During this KYC process, we need to obtain the following permissions related to your device:
A. Camera permission
B. Album permission
C. Address book permissions

2. Use of information
The personal information we collect will be used for the following purposes:

To process your loan application;
For loan approval and risk assessment;
For Loan account management and repayment management;
To communicate with you and provide you with information about related products and services;
To make decisions to improve our loan application and services;
To comply with applicable legal and regulatory requirements.


3. Information sharing
We promise not to sell, rent, share or exchange your personal information to third parties without your explicit permission, unless required by law or regulation, or necessary to perform relevant agreements.
We may share your personal information with the following third parties:
The financial institutions and partners we work with to process your loan application and provide related services;
Regulatory agencies or law enforcement agencies, based on legal or regulatory requirements for information disclosure;
Disclosures to protect our rights or to comply with applicable laws.
To ensure the security of your information, we will sign confidentiality agreements with these third parties and require them to take appropriate security measures to protect your personal information.

4. Information storage and protection
We will take the necessary technical and organizational measures to protect your personal information from loss, misuse, alteration, disclosure or unauthorized access. We will store your personal information on secure servers and take reasonable steps to ensure the security of your information.

5. Privacy update and contact information
We may amend this Privacy Policy from time to time. You will be notified promptly on our loan app of any major changes. Please review the Privacy Policy periodically to ensure you are aware of the latest privacy practices.

6.Loan Provider Information
Loan Provider: PKF FINANCE LIMITED
CIN: U65921PB1994PLC014314
Tel: +91 8335884255
Email: [email protected]
Financial License: 13.33629, issued by Reserve Bank of India.
Registered Address: 317 New Jawahar Nagar Jalandhar Punjab 144001

7.Facial data collection and use agreement:
To ensure the authenticity and security of your account, our application may collect your facial information during the Know Your Customer (KYC) verification process. Please carefully read the following detailed explanation of our facial data collection and use practices.
Facial Data Collection We may collect facial information, including, but not limited to, facial characteristics and biometric data. This information is collected to verify your identity and ensure the security of your account.
Purpose of Data Use The facial information collected is used solely for KYC verification to ensure your account is authentic and secure. We undertake that these details will not be used for any other commercial purpose.
Data Sharing Your facial information will be kept strictly confidential and will not be shared with third parties unless required by law or with your explicit consent.
Data Storage All facial information will be stored securely on our servers, and the necessary technical and organizational measures will be taken to ensure the security of your data.
Data Retention Period We will retain facial information only for as long as reasonably necessary for KYC verification. Once the verification process is complete, we will take immediate steps to delete or anonymize this information.
User Rights You have the right to access, correct or delete your facial information at any time. If you have any questions or requests related to the collection and use of your information, please do not hesitate to contact our privacy team.
Finally, please note that by using our application, you agree to the processing of your facial information as described above. We promise to always adhere to the highest standards of privacy and security to protect your personal information.


If you have any questions or concerns about our Privacy Policy or how we process your personal information, please contact us via our contact information.

Thank you for using our loan application. We will do our best to protect your personal information and provide you with safe and reliable services.